Timing can matter
Sale dates, court dates, contract dates or lender timelines may affect what can be done. Confirm each date with the party responsible for it.
A complicated home sale needs a clear plan.
Facing foreclosure, probate, divorce, liens or money pressure? We'll help you understand your real estate options and what to do next.
- Your options
- Your next step
- A clear plan
Good to know: Real Estate Diplomats provides real estate brokerage services. We don't provide legal, tax, bankruptcy or lending advice. Those questions belong with a qualified professional.
A complex sale involves more than the property.
Timing, title, loan status, required approvals, who lives in the home and its condition can all shape how a sale moves forward. We start by sorting out what's known and what still needs to be confirmed.
- Property factsWhat's known today
- TimingDates that may affect the sale
- Who's involvedPeople who may need to act or approve
- Selling pathsOptions that fit the facts
How it works.
Every situation is different. This is how we approach the real estate side of a complex sale.
- 01
Tell us what's happening
Answer a few questions about your goal, the home's condition, your timing and your relationship to the property. Add any deadlines or notices in the notes.
- 02
We review the property
An advisor looks at estimated market value and what's known about the mortgage, occupancy, title and condition. Liens or payoff amounts may need to be confirmed by the right source.
- 03
We talk through your options
Depending on the facts, that may include a traditional listing, a cash offer, an as-is sale or a short sale if the lender or servicer approves.
- 04
We bring in other professionals when needed
Legal, tax, bankruptcy and lending questions go to the right qualified professional. Title companies and mortgage servicers may also need to provide information.
- 05
Move forward with a plan
If selling is the right move, we handle the brokerage side of the path you choose, subject to the property and any required approvals.
What to consider before choosing a selling path.
Each selling path can mean different pricing, timing, preparation and requirements. The right one depends on the property, your goals and any outside requirements.
Other parties may be involved
A mortgage servicer, lender, lienholder, court, personal representative or title company may need to act or approve. We don't control those decisions.
Professional roles are different
We handle real estate brokerage. Legal, tax, bankruptcy and lending matters belong with a qualified professional.
Is this page right for your situation?
These are general examples. They don't decide which selling path is available for a specific property.
Situations we can talk through
- You're behind on mortgage payments or received a default or foreclosure notice
- The home was inherited or is going through probate
- The home is part of a divorce or another ownership change
- Liens, occupancy, debt or the home's condition may affect the sale
When you may also need another professional
- Legal advice about probate, divorce, foreclosure, bankruptcy, ownership or court proceedings
- Tax advice about a sale, debt cancellation or other tax effects
- Mortgage help, loss mitigation or a decision from your servicer or lender
- Title, lien, payoff or ownership details that still need to be confirmed
Questions homeowners usually ask.
Can you stop a foreclosure?
No. We don't control the foreclosure process and can't promise it will be delayed or stopped. If you're having trouble making payments or received a foreclosure notice, contact your mortgage servicer right away. A HUD-approved housing counselor or an attorney can help with options outside real estate brokerage.
What if I owe more than the home may sell for?
A short sale may be possible if your mortgage servicer and any other lienholders approve it. Short sales can have financial and tax effects, so review them with a qualified professional.
Can I fill out the form for a relative or an estate?
Yes. The form asks for your relationship to the property. You can choose owner, co-owner, executor or estate representative, authorized representative, or other.
What will the form ask me?
Your main goal, the home's condition, who lives there now, when you'd like to sell, the property address and how to reach you. There's also a notes field for deadlines, liens, an inherited property or anything else we should know.
Can you give legal or tax advice?
No. Real Estate Diplomats provides real estate brokerage services. Legal, tax, bankruptcy and lending advice should come from a qualified professional.
Tell us what's happening with the property.
For your main goal, choose "I'm facing a difficult situation." Then share the home's condition and your timing, and use the notes field for deadlines, liens, an inherited property or anything else that's complicating the sale. An advisor will use this to show you the selling paths that fit.
Share only what you're comfortable with. You can fill this out for yourself, an estate or someone you represent.
- About 2 minutes
- No obligation
- A real advisor follows up
Prefer to talk? Call (817) 842-1200
Real estate brokerage services are provided by Real Estate Diplomats.
Explore other selling options.
Compare all optionsProgram availability, eligibility, costs and terms depend on the property, provider and specific transaction.
